Is
Your Wine Business Prepared for 2004?
By Douglas Hart, CPA
and Wendy Petersen, CPA
Leading indicators suggest
that the economy is picking up speed and better times may lie ahead. Is
your wine business well positioned financially to take advantage of opportunities
that will develop as the economy recovers? Now is the time to get your
financial house in order as we move into 2004. Our “Top Ten” list of strategies
may help you achieve success in the New Year.
- Rationalize the
number of your varietals and products - As distributors focus on
top brands, wineries’ efforts should be oriented toward their core
products. Spending time and energy on your weaker labels drives increased
internal costs and may dilute your pull with distributors. In our
experience, wineries that focus on fewer products are more successful
than those who try to be “all things to all people.
- Manage distributor
discounts and depletion allowances - Discounts and allowances can
quickly get out of hand unless they are carefully controlled and managed. If
you choose to enter into an allowance program, tie the payment of the
allowance to the distributor to your desired sales results if possible. Examples
of this are rebates based on sales volumes or cooperative advertising
programs requiring proof of advertising before reimbursement.
Failure
to track and forecast such allowances may result in cash flow shortfalls.
In order to avoid such unpleasant surprises, you must ensure that your
sales and finance functions are in close communication and that such allowances
are accurately tracked.
- Promptly address
recent tax law changes - The tax law passed in 2003 created great
opportunities for wineries. In addition to federal income tax rate
reductions for individual owners of flow-through entities, wineries
have the option of expensing 30% or 50% of qualifying capital asset
purchases under the bonus depreciation provisions, and expensing up
to $100,000 under the asset expensing provisions. These,
and lesser-known tax law changes, have made tax planning more challenging
than ever before, yet they provide tremendous opportunity to manage
your tax burden.
- Proactively manage
banking relationships - Accurate financial forecasting has always
been important but it is imperative now in light of the challenges
of the last few years. Armed with precise financial projections, you
can identify financial shortfalls in advance to allow time for renegotiation
of bank credit lines and debt covenants. A key element of forecasting
is identifying any future losses or investments, such as bulk wine
sales or vineyard costs, and communicating those items to your lender.
Accurate forecasts and timely communication establish a winery’s credibility
– a critical issue when lenders are looking to prune their client lists.
- Conduct family
succession/strategic planning - Family-owned wineries must have
clear succession plans that link estate tax planning to business continuity
strategy. With current winery valuations at a low point, now is the
time to leverage use of the $1 million gift exemption to make transfers
to children and save estate taxes.
- Optimize financing
structure - Are you land rich, but cash poor? Does it make sense
to mortgage some of your property to reinvest in your business? Should
you take advantage of low interest rates for capital investments? Increasing
borrowings can be risky anytime, however, calculated risk can yield
significant benefits in a recovering economy.
- Compare your performance
to your peers - When times are good, increasing sales may mask
inefficiencies. In difficult times, inefficient business practices
can result in business failure. Being able to compare your operating
metrics to other peer wineries is a great way to identify areas of
business improvement. How does your bottling cost per case compare
to your competitors? What is your headcount vs. your peers? Do you
have underperforming brands or varietals? Asking these questions may
highlight significant profit improvement opportunities.
- Review vendor relationships -
You need vendors who act as partners and are committed to your business
relationship through economic highs and lows. Are your vendors cost
competitive? Do they provide added value? Does it make sense to renegotiate
grape contracts or other outsourced services? Asking these questions
will help you evaluate whether your current vendors are doing enough
to help your business.
- Consider electing
LIFO inventory costing to save income taxes - LIFO (last-in, first-out)
refers to a method of inventory costing where the IRS allows you to
accelerate deductions for inventory sold when production costs are
on the rise. Many wineries already use the LIFO method. However,
if you are not on LIFO, this is a good time to consider making the
election. If you believe that grape prices, being at a relatively
low point presently, are due to increase in the future, election of
LIFO in 2003 will lead to future tax savings.
- Get your books
in order - In the post-Enron world, your accountants, board and
bankers have much higher expectations relating to the accuracy of your
accounting records and the strength of your internal controls. Inventory
write-offs and vineyard losses should be identified and communicated
to your bankers, owners and other financial constituents.
Hopefully, many of you
are already using some of these strategies to achieve financial success. If
not, now is the time to identify which of the “Top Ten” are appropriate
for your business.
Doug Hart is a partner
in charge of the audit practice at Motto Kryla & Fisher LLP, a CPA
services firm specializing in the wine industry. Prior to joining MKF,
Doug was with the Big Four accounting firm, KPMG, for over 20 years and
was Partner in Charge of KPMG’s Consumer Industries Practice for the Western
Region for the past ten years. He can be reached at (707) 967-5316 or dhart@mkf.com
Wendy Petersen is a tax
partner, and director of the CPA Services practice at MKF. Wendy has been
with MKF over 5 years, helping wineries and vineyards manage their tax
burden. She has specialized in taxation for 14 years, most of which have
focused in the wine industry. She holds a Bachelors Degree from Sonoma
State University, and a Masters in Taxation from Golden Gate University. To
contact Wendy, call (707) 967-5327 or email to wpetersen@mkf.com